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RESPs

Ask a Planner

“Will my hard-working teen have to pay tax on withdrawals from our family RESP?”

Scott is wondering how to split Registered Education Savings Plan funds between his children to minimize the tax payable...

“Will my hard-working teen have to pay tax on withdrawals from our family RESP?”

Investing

What is an RESP?

RESPs are a powerful education savings tool for parents. Here's why.

What is an RESP?

RESPs

Can I have a multi-generational RESP?

If money is left over in your child's RESP you can in theory use it for your future grandkid's...

Can I have a multi-generational RESP?

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What happens to extra RESP money after the kids finish university?

How to transfer extra RESP money to an RRSP in the most tax-efficient way

What happens to extra RESP money after the kids finish university?

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Investing

Everything you need to know about RRSPs, TFSAs and RESPs

These three registered accounts have some things in common, but all serve different purposes.

Everything you need to know about RRSPs, TFSAs and RESPs

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Investing tips for dual citizens of Canada and the U.S.

TFSAs are best avoided, RRSPs can work for you, and other financial wisdom

Investing tips for dual citizens of Canada and the U.S.

Ask MoneySense

How should a new Canadian invest his extra cash?

Should Adam add it to his TFSA? Or pay down the mortgage on his properties?

How should a new Canadian invest his extra cash?

Ask MoneySense

TFSA, RRSP or pay off the mortgage? What should Ben do with $100,000

His gross household income is $85,000

TFSA, RRSP or pay off the mortgage? What should Ben do with $100,000

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RESPs and Canadian non-residency

Cara and her family are becoming non-residents of Canada. They want to know what this means for their RESP...

RESPs and Canadian non-residency

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