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RRSPs

A Black man sits on his living room floor, checking both his laptop and phone app for cheap stock prices as he buys investment assets.

Investing

How to stay invested and pick up good quality companies—on the cheap

With the markets dropping, is it a time for Canadian investors to buy cheap stocks? Well, let’s see.

How to stay invested and pick up good quality companies—on the cheap
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Investing

Making sense of the markets this week: July 10

The worst start for markets since 1962, rate-hike fears, the pending real estate collapse and bank brokerages hide high-interest...

Making sense of the markets this week: July 10
A man dressed for work is at the pump filling his car up with gas, thinking about inflation and the cost of gas as he returns to work.

Investing

Making Sense of the Markets this week: June 26

Who killed bitcoin? Will we have a recession, stagflation or a soft landing? Energy continues to soar and more.

Making Sense of the Markets this week: June 26
A woman is sitting at her desk at home, going through her bills to add them up.

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Should you withdraw from an RRSP to pay bills?

Taking money from your RRSPs early to pay for debt has implications, including taxes, the loss of growth in...

Should you withdraw from an RRSP to pay bills?

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A man sits in his kitchen, looking at his RRSP statements on his laptop.

RRSPs

How does a spousal RRSP withdrawal work?

Who can claim an RRSP withdrawal as income—the contributor or the spouse—and when it’s best to take any money...

How does a spousal RRSP withdrawal work?
A man in his 50s, sitting in a college or university library, reading a book.

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The process of unlocking a LIRA account in Canada

What can you do? What can’t you do? Let’s clarify some conflicting online information about locked-in retirement accounts.

The process of unlocking a LIRA account in Canada
A man on a call, while sitting at his computer, trying to figure out if he should move his CPP into his RRSPs.

RRSPs

CPP vs RRSP: Can you transfer your CPP to an RRSP?

Is it possible to transfer CPP to an RRSP? The answer is a quick one, but there’s more to...

CPP vs RRSP: Can you transfer your CPP to an RRSP?
A woman working on her computer

Ask a Planner

What’s involved with an owner withdrawal of cash from a corporation

Linda is approaching retirement with cash in her corporation. She wonders how to withdraw it before or after retirement.

What’s involved with an owner withdrawal of cash from a corporation

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Ask a Planner

Do RRIF beneficiaries pay tax?

Is it possible to avoid tax as a RRIF beneficiary? Find out if timing could be an issue, as...

Do RRIF beneficiaries pay tax?

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