Ask a Planner

Where should working retirees put extra income: A TFSA or an RRSP?

Working Canadian retirees may look at CPP and OAS as extra income. Is putting that money in a TFSA...

Investing

Making sense of the markets this week: January 7, 2024

Kyle’s predictions for 2024: TSX will thrash S&P 500, Biden will win (barely), inflation will fall, Canadian economic growth...

GICs

Will GIC rates keep going up in 2024?

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Scotiabank

Investing

Making sense of the markets this week: December 24, 2023

Interest rates, stock market predictions, supply chain issues—what this column got right and wrong in 2023.

GICs

What is a cashable GIC?

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Scotiabank

Taxes

Can you file multiple years of income taxes together in Canada?

Yes, you can file income tax returns for previous years. But with opportunity comes some things to consider first,...

loans

Your 2024 financial check-in: A step-by-step guide to keeping your finances on track

Created By

Credit Canada

Retired Money

Inflation a scourge for retirees? Ottawa’s silver lining(s)

Inflation and taxes—both can affect retirement income. Thankfully CPP, OAS and GIS have inflation indexing. Here’s how it may...

Ask a Planner

U.S. withholding tax in an RRSP for Canadians

For Canadians who have withholding tax on U.S. income in an RRSP, sometimes this tax can be avoided.