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A cyclist rides past the Bank of Canada in Ottawa, Wednesday, Sept. 17, 2025.

News

Complacency, competition, and Canada’s productivity crisis

Bank of Canada’s Carolyn Rogers says Canada’s reliance on U.S. trade and lack of competition have weakened productivity—and it’s...

Complacency, competition, and Canada’s productivity crisis
Man and woman sitting at a desk reviewing documents

Financial Planning

Having a financial plan more than doubles your retirement confidence—here’s why so many Canadians are skipping it

Cost, complexity, and confusion about what financial planning involves prevent Canadians from taking action, but 93% of those who...

Having a financial plan more than doubles your retirement confidence—here’s why so many Canadians are skipping it
Six hands holding up gold bars

Investing

What is the price of gold in Canada? And more about gold investing

Investing in gold seems like a throwback, yet this precious metal is hitting new highs and attracting new investors....

What is the price of gold in Canada? And more about gold investing

RRSPs

Why late-career savers need to be careful with RRSPs

While most Canadians will benefit from continuing to contribute until the day they retire, some will be better off...

Why late-career savers need to be careful with RRSPs

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A senior-age woman looks at her tablet on a park bench.

Retirement

CPP payment dates in 2025, and more to know about the Canada Pension Plan

Here’s how Canada’s retirement pension plan works, who’s eligible for CPP, when you can start receiving CPP, and CPP...

CPP payment dates in 2025, and more to know about the Canada Pension Plan
An older couple does stretches in a park

Retirement

OAS payment dates in 2025, and more to know about Old Age Security

Here’s how Canada’s Old Age Security pension works, who’s eligible for OAS, when you can start receiving OAS, and...

OAS payment dates in 2025, and more to know about Old Age Security
Woman signing papers on a white countertop

Real Estate

The hidden value of a professional real estate appraisal

Online tools and tax assessments often miss the mark. A professional appraisal gives you a reliable, market-based property value.

The hidden value of a professional real estate appraisal
Person walks past Maple Leaf sign at meat facility

News

Stock news for investors: Spinoffs, acquisitions, and market moves

Canada Packers starts trading, TMX Group acquires Verity, and Algoma expects Q3 loss—plus more Canadian stock market updates.

Stock news for investors: Spinoffs, acquisitions, and market moves

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Ask MoneySense

Do you pay GST/HST when you build or renovate a house?

New homes generally have sales tax payable. What if you build or substantially renovate your home?

Do you pay GST/HST when you build or renovate a house?

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