Rising rates are good news for near-retirees seeking longevity insurance
Annuities are getting more attractive, so is it time to inch in as rates rise further?
Retirement
How much are withholding taxes on RRSPs and RRIFs?
Anne wants to take extra RRIF withdrawals beyond her annual minimum amount and is worried about the tax implications.
Should you start OAS if you are still working?
Not retired yet? Wondering about applying for Old Age Security? Here are the things to consider first.
Should you apply for OAS even if you have a high income?
If you are a high-income senior whose Old Age Security would be fully clawed back, find out if you...
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CPP vs RRSP: Can you transfer your CPP to an RRSP?
Is it possible to transfer CPP to an RRSP? The answer is a quick one, but there’s more to...
How does CPP credit splitting work if I’m divorced?
A Certified Financial Planner helps a reader understand how pension splitting between divorced spouses works.
Has the pandemic ended the dream of retiring abroad?
Still want to retire abroad? The pandemic has made its impact on retirement plans, but some say it can...
How to draw money out of your corporation in retirement
When you have money saved in a corporation, retirement planning can be a little more complicated. But it can...
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What’s the Rule of 30? And what does it have to do with income and retirement?
Another day, another money rule. Find out if the premise behind the book, Rule of 30, is something you...