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Retirement

Ask MoneySense

How will a pension buyback impact your income tax return?

Q. I plan to do a pension buyback for my service with the Government of Canada. Can I deduct...

How will a pension buyback impact your income tax return?

Ask a Planner

The ins and outs of tax and estate planning for a RRIF

81-year old Lydia wants to minimize tax and maximize the estate value of her RRIF on death

The ins and outs of tax and estate planning for a RRIF

Pensions

How to avoid a pension clawback from a one-time event

Mike wants to know what can be done to avoid a reduction in government pension income due to a...

How to avoid a pension clawback from a one-time event

Financial Planning

The best way to transfer investments to your spouse

Dean has investments that he wants to transfer to his spouse. There are tax implications depending upon how the...

The best way to transfer investments to your spouse

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Ask MoneySense

How to make the right pension decision when longevity is so variable

Should Richard take 100% of his pension or just 60% in case he predeceases his wife? Here's what to...

How to make the right pension decision when longevity is so variable

Ask MoneySense

She’s 34 and wants to retire at 65 with $70,000 a year. Can she?

Jenna's quick calculations show she'll need $2 million in savings. Is that really true?

She’s 34 and wants to retire at 65 with $70,000 a year. Can she?
Calculating taxes on an inherited RRIF

RRIFs

After inheriting a RRIF account, how to know what you owe the taxman

Randy’s wife is the beneficiary of her late mother’s RRIF, and she wants to avoid penalties and interest on...

After inheriting a RRIF account, how to know what you owe the taxman

Ask MoneySense

An advisor is charging 1.95% for an ETF portfolio. That’s too high.

Doris wants to know what she should be paying for her $100,000 portfolio.

An advisor is charging 1.95% for an ETF portfolio. That’s too high.

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Ask MoneySense

What’s better, a LIRA or an enhanced pension?

And which is best if Craig wants to leave money to his kids?

What’s better, a LIRA or an enhanced pension?

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