Advertisement

Retirement

Ask MoneySense

At 66, borrowing to invest in a TFSA isn’t a good idea

Dawn has never had a financial plan. She should pay off her debt and focus on maximizing government tax...

At 66, borrowing to invest in a TFSA isn’t a good idea

Ask a Planner

Getting the most out of retirement income planning with an older spouse

Ellen is curious how pension income splitting works when there is a big age difference between spouses. There are...

Getting the most out of retirement income planning with an older spouse

Ask a Planner

Disability, income splitting and tax reduction

Rob’s wife is unable to work due to a chronic illness. He’s trying to plan for tax reduction in...

Disability, income splitting and tax reduction

Columns

The magic numbers for your findependence nest egg revealed

The latest RBC poll findings, including tips on how to build your savings

The magic numbers for your findependence nest egg revealed

Advertisement

Advertisement

Ask a Planner

Why it’s still worth it for high-income seniors to apply for OAS

Eileen is worried about the adverse impact on her taxes if she applies for OAS, and wonders if she...

Why it’s still worth it for high-income seniors to apply for OAS

Ask a Planner

The limits of Old Age Security survivor benefits

Lillian lost her husband and wants to know what happens to his Old Age Security pension.

The limits of Old Age Security survivor benefits

Ask a Planner

What’s the best time to transfer a TFSA between institutions?

Sandie wants to get the timing of her TFSA transfer right

What’s the best time to transfer a TFSA between institutions?

Annuities

The downside of naming children as RRIF beneficiaries

Kerry is doing some estate planning with his RRIF and wants to make sure it goes to his wife...

The downside of naming children as RRIF beneficiaries

Advertisement

Ask MoneySense

Should Marcel move all his RRIF investments to a low-risk balanced fund?

He wants to lock in equity gains and reduce volatility

Should Marcel move all his RRIF investments to a low-risk balanced fund?

Advertisement