Lump sum vs. monthly pensions
Low interest rates mean a higher lump sum— but don't let that be your deciding factor
Retirement
Retiring to Mexico— for a lower tax rate
You technically have to pay just 15% on your Canadian income, but there's more to the story
What to expect when receiving OAS at 65
You may not need to apply or fill out onerous paperwork
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Using real estate vs. RRSPs to fund retirement
You'll have to unwind the RRSP regardless, so watch the tax bill when selling a home for retirement income...
Using pension money to pay down debt
Vanquishing all debt before retirement is ideal but not always absolutely necessary
Retirement income jitters
Penny has a defined benefit pension, but no equities. Will she have enough income in her golden years?
Paying into CPP when you work past your 60s
In Canada, paying into CPP if you work—at whatever age—is mandatory
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Are we on track to retire at age 50?
Hoping to leave their stressful jobs and retire for good, can Dereck and Heather do it?