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Retirement

Ask MoneySense

Withholding tax tips when unwinding RRSPs

How to plan around Ottawa's RRIF tax

Withholding tax tips when unwinding RRSPs
ladder leading up to represent laddering annuities

Annuities

Beef up retirement cash flow

Laddering annuities means you have peace of mind without missing out on rising interest rates

Beef up retirement cash flow

Retirement

How can I use my extra RRSP room when I retire?

You can't use up next year's room this year, but there are ways to put that room to work

How can I use my extra RRSP room when I retire?

Financial Planning

Is an RRSP worth it if you’re retiring abroad?

It makes sense from a tax perspective but might make investing a hassle

Is an RRSP worth it if you’re retiring abroad?

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Ask MoneySense

Should we tap our nest egg to invest or pay down debt?

Bruce Sellery answers your questions — and the ones you don't ask

Should we tap our nest egg to invest or pay down debt?

Retirement

Older Canadians are forgoing retirement: census

More older Canadians working longer by choice

Older Canadians are forgoing retirement: census

Columns

The best time to start CPP —if you don’t know when you will die

Taking benefits later can pay off. But here's the case for taking CPP sooner

The best time to start CPP —if you don’t know when you will die

Annuities

What are tontines and why their time has come for financial planning

Book excerpt: Age-old financial instrument beats annuities and should be revived

What are tontines and why their time has come for financial planning

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Financial Planning

I lost my home in a fire. Can I tap my LIRA to cover costs?

A loophole in LIRA rules would be helpful in times of hardship

I lost my home in a fire. Can I tap my LIRA to cover costs?

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