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Pensions

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How to make the right pension decision when longevity is so variable

Should Richard take 100% of his pension or just 60% in case he predeceases his wife? Here's what to...

How to make the right pension decision when longevity is so variable

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What’s better, a LIRA or an enhanced pension?

And which is best if Craig wants to leave money to his kids?

What’s better, a LIRA or an enhanced pension?

Financial Planning

How does a LIRA work after a pension transfer?

Ted is confused about his investment options after leaving a DC pension, and whether his pension money would be...

How does a LIRA work after a pension transfer?
CPP drop-out rule

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Why the 17% drop-out rule is key to your CPP entitlement

How zero income years affect the payments you'll receive

Why the 17% drop-out rule is key to your CPP entitlement

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Columns

Why aggressive stock investors should take CPP early

While cautious fixed-income investors may want to delay it until 70

Why aggressive stock investors should take CPP early

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At 66, borrowing to invest in a TFSA isn’t a good idea

Dawn has never had a financial plan. She should pay off her debt and focus on maximizing government tax...

At 66, borrowing to invest in a TFSA isn’t a good idea

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Getting the most out of retirement income planning with an older spouse

Ellen is curious how pension income splitting works when there is a big age difference between spouses. There are...

Getting the most out of retirement income planning with an older spouse

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The limits of Old Age Security survivor benefits

Lillian lost her husband and wants to know what happens to his Old Age Security pension.

The limits of Old Age Security survivor benefits

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Can you transfer your full pension into an RRSP?

Margaret wants to know how to avoid losing some of her pension if she transfers it into an RRSP...

Can you transfer your full pension into an RRSP?

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