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Pensions

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The right time to take Canada Pension Plan benefits

Steve is 61 and earns $71,000 annually. Should he opt to receive his CPP early?

The right time to take Canada Pension Plan benefits

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How will a pension buyback impact your income tax return?

Q. I plan to do a pension buyback for my service with the Government of Canada. Can I deduct...

How will a pension buyback impact your income tax return?

Pensions

How to avoid a pension clawback from a one-time event

Mike wants to know what can be done to avoid a reduction in government pension income due to a...

How to avoid a pension clawback from a one-time event

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How to make the right pension decision when longevity is so variable

Should Richard take 100% of his pension or just 60% in case he predeceases his wife? Here's what to...

How to make the right pension decision when longevity is so variable

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What’s better, a LIRA or an enhanced pension?

And which is best if Craig wants to leave money to his kids?

What’s better, a LIRA or an enhanced pension?

Financial Planning

How does a LIRA work after a pension transfer?

Ted is confused about his investment options after leaving a DC pension, and whether his pension money would be...

How does a LIRA work after a pension transfer?
CPP drop-out rule

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Why the 17% drop-out rule is key to your CPP entitlement

How zero income years affect the payments you'll receive

Why the 17% drop-out rule is key to your CPP entitlement

Columns

Why aggressive stock investors should take CPP early

While cautious fixed-income investors may want to delay it until 70

Why aggressive stock investors should take CPP early

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At 66, borrowing to invest in a TFSA isn’t a good idea

Dawn has never had a financial plan. She should pay off her debt and focus on maximizing government tax...

At 66, borrowing to invest in a TFSA isn’t a good idea

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