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Pensions

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Getting the most out of retirement income planning with an older spouse

Ellen is curious how pension income splitting works when there is a big age difference between spouses. There are...

Getting the most out of retirement income planning with an older spouse

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The limits of Old Age Security survivor benefits

Lillian lost her husband and wants to know what happens to his Old Age Security pension.

The limits of Old Age Security survivor benefits

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Can you transfer your full pension into an RRSP?

Margaret wants to know how to avoid losing some of her pension if she transfers it into an RRSP...

Can you transfer your full pension into an RRSP?

Annuities

What I learned by putting Viviplan to the test

Including tips on retirement, investing—and not running out of money

What I learned by putting Viviplan to the test

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How Raj and Marie can net $80,000 annually—for life—from their nest egg

Raj plans to stop working at age 60 while his wife, Marie, 55, will work five more years

How Raj and Marie can net $80,000 annually—for life—from their nest egg
senior woman pondering

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Can Anne, 63, afford to retire right now?

Or will she run out of money?

Can Anne, 63, afford to retire right now?
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Bleeding your RRSP dry to save on tax when you’re dead

Chris is retiring and living on CPP, OAS and her RRSP. She wonders if she should take more than...

Bleeding your RRSP dry to save on tax when you’re dead

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How much to save and invest to cover inflation for 40 years

This woman's $50,000 annual DB pension won't be indexed

How much to save and invest to cover inflation for 40 years

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Is it okay to retire with debt?

Steve has debt but also has a generous DB pension. Should he retire?

Is it okay to retire with debt?

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