Why aggressive stock investors should take CPP early
While cautious fixed-income investors may want to delay it until 70
Pensions
At 66, borrowing to invest in a TFSA isn’t a good idea
Dawn has never had a financial plan. She should pay off her debt and focus on maximizing government tax...
Getting the most out of retirement income planning with an older spouse
Ellen is curious how pension income splitting works when there is a big age difference between spouses. There are...
The limits of Old Age Security survivor benefits
Lillian lost her husband and wants to know what happens to his Old Age Security pension.
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Can you transfer your full pension into an RRSP?
Margaret wants to know how to avoid losing some of her pension if she transfers it into an RRSP...
What I learned by putting Viviplan to the test
Including tips on retirement, investing—and not running out of money
How Raj and Marie can net $80,000 annually—for life—from their nest egg
Raj plans to stop working at age 60 while his wife, Marie, 55, will work five more years
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Bleeding your RRSP dry to save on tax when you’re dead
Chris is retiring and living on CPP, OAS and her RRSP. She wonders if she should take more than...