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Pensions

Retirement

What to expect when receiving OAS at 65

You may not need to apply or fill out onerous paperwork

What to expect when receiving OAS at 65

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Using pension money to pay down debt

Vanquishing all debt before retirement is ideal but not always absolutely necessary

Using pension money to pay down debt

Retirement

Retirement income jitters

Penny has a defined benefit pension, but no equities. Will she have enough income in her golden years?

Retirement income jitters
retirement planning

Pensions

Paying into CPP when you work past your 60s

In Canada, paying into CPP if you work—at whatever age—is mandatory

Paying into CPP when you work past your 60s

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RRIFs

Can you have RRSPs and RRIFs at the same time?

And more importantly, should you?

Can you have RRSPs and RRIFs at the same time?

Financial Planning

How business owners should time CPP and OAS

Deferring has extra benefits when you own a business

How business owners should time CPP and OAS

Retirement

Everything you can do with your RRSP at 71

If you still have time, you should consider withdrawals before 71

Everything you can do with your RRSP at 71
small business tax proposal bill morneau

News

New CPP, same concerns it will run out of money

Report says expanded CPP based on unrealistic return assumptions

New CPP, same concerns it will run out of money

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pension buyback

Retirement

Maximize OAS with a corporation

Gillian is facing major clawbacks. Here are solutions for her predicament

Maximize OAS with a corporation

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