When a pension buyback is worth it
For starters, ask how the pension will be paid
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A voluntary CPP could be equivalent to an annuity
Those born in the 1980s will face a 30% drop
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You don't need high-risk investments with a pension
Here's a useful analogy to help with the transition from saving to spending
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David is sitting pretty going into retirement but he’s reluctant to draw on his savings at all