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Pensions

Pensions

The 5 ‘wealth zones’ of decumulation

Here's a useful analogy to help with the transition from saving to spending

The 5 ‘wealth zones’ of decumulation

Pensions

Ontario approves launch of ORPP in 2017

Two-thirds of Ontarians could be forced to join

Ontario approves launch of ORPP in 2017

RRIFs

Scared to spend your retirement savings?

David is sitting pretty going into retirement but he’s reluctant to draw on his savings at all

Scared to spend your retirement savings?

Pensions

How to maximize government pensions

The timing of when to begin CPP can be more art than science

How to maximize government pensions

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Retirement

Pension withdrawals: Lump-sum vs. deferred payment

Bill is trying to make a choice between taking a lump-sum commuted value from his defined benefit pension or...

Pension withdrawals: Lump-sum vs. deferred payment

Pensions

How pension income splitting really works

Ken is trying to get some answers so he can plan a tax efficient retirement income for he and...

How pension income splitting really works
ontario budget 2017

Retirement

Optimize your retirement income

Jackie is approaching retirement and her husband is retired. She’s looking to optimize her retirement income and minimize her...

Optimize your retirement income

Pensions

Half of Ontarians may not have to save for retirement

New figures show that if Kathleen Wynne's Ontario Pension Plan is adopted, up to 50% of residents won't have...

Half of Ontarians may not have to save for retirement

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RRSPs

Timing RRSP withdrawals

Kate has a home repair that she wants to fund with an RRSP withdrawal. Should she? And if she...

Timing RRSP withdrawals

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