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What to know about withholding tax in retirement

Most retirees have taxes owing at the end of the year. Should you adjust the withholding tax on your...

Ask MoneySense

Should you include your pension in your net worth?

Whether to include a pension in your net worth statement is up for debate. If you choose to do...

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How much to take out of your RRSP in your 60s

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Making It

What to look for in your first job after graduation—besides a good salary

New grads are often shouldering debt, and many hope to land their first job quickly. Here are some factors...

Retired Money

The five factors of retirement for Canadians

There are five factors in deciding the timing of retirement—plus a sixth factor that isn’t important even though many...

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Do non-residents pay tax on CPP? What if you live in the U.S.?

Withholding tax is generally the only Canadian tax a non-resident pays for their CPP pension, and the tax burden...

Retired Money

Should you cash out your workplace pension when you leave a job?

Find out why Canada has it better than the U.S. for registered employer pensions. A UBC study on cashing...

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A strategy for non-registered and TFSA accounts in retirement

Between a TFSA and non-registered accounts, what is the most tax-effective way to withdraw to fund retirement?

Retired Money

How much money do you need to retire in Canada? Is it really $1.7 million? 

While $1.7 million is a big number, it’s possible to retire in Canada on that amount, if you start...