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Pensions

A teacher high-fives one of her students in class after learning about her options for early pension withdrawal

Qualified Advice

Can I withdraw my pension early?

Can I withdraw my pension early?
A bird flying in the sunset to symbolize the 60/40 balance portfolio as a pheonix rising again.

Retired Money

The 60/40 portfolio: A phoenix or a dud for retirees?

Retired or near retirement and rethinking the classic balanced asset allocation? Here’s the debate—that’s not really a debate—on the...

The 60/40 portfolio: A phoenix or a dud for retirees?
A middle-aged man drinks coffee in a cafe

Ask MoneySense

“Why do I need a financial plan?”

“Why do I need a financial plan?”
A fortune teller symbolizes the revenue releases for Oracle company.

Investing

Making sense of the markets this week: September 18

Interest rates and the markets, Oracle’s earnings report, a look at wealth and happiness, and what’s a “tontine”? ...

Making sense of the markets this week: September 18

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A woman in her 50s-60s is looking to transfer the funds of a LIRA to an RRSP with no contribution room in Ontario on her iPad.

Ask a Planner

Can a LIRA be transferred to an RRSP with no contribution room in Ontario?

Moving money from a LIRA or LIF to an RRSP or RRIF can have benefits. Here’s what to consider...

Can a LIRA be transferred to an RRSP with no contribution room in Ontario?
The Toronto skyline of bank buildings

Investing

Making sense of the markets this week: July 10

The worst start for markets since 1962, rate-hike fears, the pending real estate collapse and bank brokerages hide high-interest...

Making sense of the markets this week: July 10
A woman in her 80s is sitting on her couch at home, removing her glasses, as she is thinking about selling her home or get a reverse mortgage.

Ask a Planner

Should I sell and rent or get a reverse mortgage?

What to consider before selling your home or getting a reverse mortgage. The math reveals the real costs for...

Should I sell and rent or get a reverse mortgage?
A senior-age couple outside their house

Pensions

Should you apply for OAS even if you have a high income?

If you are a high-income senior whose Old Age Security would be fully clawed back, find out if you...

Should you apply for OAS even if you have a high income?

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Qualified Advice

How does CPP credit splitting work if I’m divorced?

A Certified Financial Planner helps a reader understand how pension splitting between divorced spouses works.

How does CPP credit splitting work if I’m divorced?

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