How does CPP credit splitting work if I’m divorced?
A Certified Financial Planner helps a reader understand how pension splitting between divorced spouses works.
Pensions
Are you entitled to anything when your ex-spouse dies?
Ginette wonders if she can claim survivor benefits although she and her late former husband were no longer together.
Is the Longevity Pension Fund a cure for retirement income worries?
A newly-announced Purpose Investments product targets the army of Canadians facing retirement without a defined benefit pension.
Are single seniors unfairly penalized at tax time?
Karen wonders if her latest tax bill is too high, and whether there's a way to avoid the social...
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Should you always split your pension income?
Narayan wants to know the best ways to save income tax, given the disparity between his income and his...
Could selling a vacation property affect government pensions?
Colleen wants to sell her trailer but is worried about the impact on her CPP, OAS and GIS benefits.
Should you buy back pension service from your employer?
There are pros and cons to topping up your years of pensionable service, and the longer you live, the...
Should Kathy take monthly payments or the commuted value of her pension?
A lump sum could allow for some investment opportunities, but that option requires self-control to avoid overspending early in...
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Reconsidering when to take CPP benefits amid COVID-19 risk
Most or even all of your Canada Pension Plan benefits may be lost to your partner, should you die...