Should Marcel move all his RRIF investments to a low-risk balanced fund?
He wants to lock in equity gains and reduce volatility
RRIFs
RRIFs and income splitting in the year of death
Gloria’s husband died recently. She’s looking for clarification on what happens with his RRIF and if and how she...
What I learned by putting Viviplan to the test
Including tips on retirement, investing—and not running out of money
Bleeding your RRSP dry to save on tax when you’re dead
Chris is retiring and living on CPP, OAS and her RRSP. She wonders if she should take more than...
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How to decide when to convert RRSPs to RIFFs
Bart has three RRSP accounts and wants to know how his RRIF withdrawals are calculated
Tax withholding on RRIF withdrawals
Bob is concerned about the tax withholding on his RRIF withdrawals. He’s not sure he’s drawing down his investments...
Best way to invest RRIF money so it lasts
Step 1: Separate lifetime sources of income from investing sources of income
Are RRSP contributions worth it at age 70?
Shirley wants to offset capital gains. Is it worth it?
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The right way to unwind your locked-in retirement account
OM is trying to formulate a plan for a locked-in retirement account. What are some LIRA best practices to...