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RRIFs

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How to decide when to convert RRSPs to RIFFs

Bart has three RRSP accounts and wants to know how his RRIF withdrawals are calculated

How to decide when to convert RRSPs to RIFFs

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Tax withholding on RRIF withdrawals

Bob is concerned about the tax withholding on his RRIF withdrawals. He’s not sure he’s drawing down his investments...

Tax withholding on RRIF withdrawals

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Best way to invest RRIF money so it lasts

Step 1: Separate lifetime sources of income from investing sources of income

Best way to invest RRIF money so it lasts

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Are RRSP contributions worth it at age 70?

Shirley wants to offset capital gains. Is it worth it?

Are RRSP contributions worth it at age 70?

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Annuities

The right way to unwind your locked-in retirement account

OM is trying to formulate a plan for a locked-in retirement account. What are some LIRA best practices to...

The right way to unwind your locked-in retirement account

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Are segregated funds right for an 85-year-old?

Seg funds carry very high fees. Buyer beware

Are segregated funds right for an 85-year-old?

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The smart way to invest for your kids’ inheritance

How to bypass the tax man when you pass on your money

The smart way to invest for your kids’ inheritance

Annuities

How to avoid outliving your money

A new way Ottawa can make 'longevity insurance' work for seniors

How to avoid outliving your money

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Annuities

RRIF or annuity? How about both.

Converting 30% of your holdings to annuities is the best option for those without DB pensions

RRIF or annuity? How about both.

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