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RRIFs

Ask MoneySense

How to consolidate your registered accounts for retirement income in Canada

Do Canadians need to consolidate RRSP accounts before converting to RRIFs? Find out this and more.

How to consolidate your registered accounts for retirement income in Canada
Elderly age couple using laptop while sitting on sofa in living room

Ask a Planner

Which savings should retirees draw down first?

Seniors seeking a decumulation strategy may be asking the wrong questions. Start with your spending plan, then model how...

Which savings should retirees draw down first?

Ask a Planner

Should you hold gold in a RRIF?

Is gold a safe asset to invest your retirement savings? A Certified Financial Planner offers some perspective.

Should you hold gold in a RRIF?
Specialist James Denaro, right, works at his post on the floor of the New York Stock Exchange, Monday, Aug. 5, 2024. Nearly everything on Wall Street is tumbling as fear about a slowing U.S. economy worsens and sets off another sell-off for financial markets around the world.

Stocks

Why did the stock markets fall?

Financial markets around the world stabilize after Monday’s fall. Here’s what to know about how we got here.

Why did the stock markets fall?

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ETFs

AI ETFs in Canada: How investors can ride the AI wave

Here’s what to know about Canadian ETFs focused on artificial intelligence and how they might fit into your investment...

AI ETFs in Canada: How investors can ride the AI wave

Retirement

Single, no pension? Here’s how to plan for retirement in Canada

There are financial and logistical challenges to being single in retirement. Here are some tips to tackle them, especially...

Single, no pension? Here’s how to plan for retirement in Canada
Lululemon store logo, as we report the yoga company's quarterly earnings and profit.

Stocks

Lululemon’s first quarter-earnings report: Profit turnaround

Lululemon sees first quarter net income hit $321 million and revenues up 10%.

Lululemon’s first quarter-earnings report: Profit turnaround

Ask MoneySense

Can you delay a RRIF withdrawal?

Let’s set the facts straight about RRSP/RRIF conversion, withdrawal amounts, claw backs and withholding taxes.

Can you delay a RRIF withdrawal?

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A older couple is seen happily posing in front of a wall.

Retired Money

RRSP to RRIF, and LIRA to LIF: How it all gets done

What’s it like to convert a LIRA to an annuity? Follow along as this financial journalist does it for...

RRSP to RRIF, and LIRA to LIF: How it all gets done

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