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Should RRIF withdrawals be based on the younger spouse’s age?

Is there an advantage to using a younger spouse’s age to calculate minimum RRIF withdrawals? Find out.

Crypto

Are we in a crypto bear market?

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CoinSmart

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What Canadians living in the U.S. need to know about TFSAs

TFSAs are not "tax-free" in the eyes of the U.S. Internal Revenue Service, and income generated inside a TFSA...

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Can we gift cash or property to our kids tax-free?

Not all gifts to family are treated the same by the CRA. Here's what you need to know

Taxes

Audit-proof your side hustle

The freedom of self-employment comes with the burden of calculating what you owe in taxes and other payments to...

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“My financial advisor overcontributed to my TFSA—now what?”

Overcontributing to a TFSA can be costly, especially if it goes unnoticed. What can you do if the error...

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Can I put mutual fund fees back in my account?

Investing fees (MER, TER, trailing) are always hard to swallow, but what if there was a way to manage...

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“Why do I need a financial plan?”

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National Bank of Canada

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When should you withdraw money from your corporation to invest?

Is taking money out of a corporation to invest in RRSPs, TFSAs and real estate a good decision? What...