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Seniors estate planning

Ask MoneySense

Should I draw down my RRIF to avoid estate taxes?

Yes, your estate will pay a high rate of tax on your RRIF when you die. But it usually...

Should I draw down my RRIF to avoid estate taxes?
A young child in a forest, throwing their arms in the air

Investing

Earth Day: How you can invest in our planet

Earth Day is on April 22. Here’s how to invest sustainably, and other ways to help the planet.

Earth Day: How you can invest in our planet

Ask a Planner

Can you make RRSP contributions after age 71?

Here’s why you might see an RRSP deduction limit on your notice of assessment, even when you’ve already converted...

Can you make RRSP contributions after age 71?
Hand holding a caution sign, symbolizing the Bank of Canada's caution messages with this week's rate hold.

Mortgages

Making sense of the Bank of Canada interest rate decision on April 16, 2025

Making sense of the Bank of Canada interest rate decision on April 16, 2025
Canadian using his cell phone to check our Best robo-advisors in Canada ranking for 2024.

Investing

Best robo-advisors in Canada for 2025

Find out which Canadian robo-advisors offer the lowest fees, best support, top returns, and more, with MoneySense’s 2025 guide.

Best robo-advisors in Canada for 2025
Canadian man at 71 thinking about his RRIF withdrawal plan on a walk.

Retired Money

How to make sure you have enough money to fund your RRIF withdrawals

Once you start RRIFing, how do you make sure you have enough cash, and should you dial down risk?

How to make sure you have enough money to fund your RRIF withdrawals
Bank of Canada Governor Tiff Macklem participates in a news conference on the bank's interest rate announcement

News

Why the Bank of Canada held its rate on April 16

The Bank of Canada holds its key rate steady amid the U.S. trade war and economic uncertainty.

Why the Bank of Canada held its rate on April 16
A Canadian landlord showing a property to potential tenants for the 2025 tax year.

Income Properties

Rental income and taxes: What’s new for Canadian property owners in 2025

Whether you have renters in your home or another property, know that the money you make can affect your...

Rental income and taxes: What’s new for Canadian property owners in 2025
Photo of different amounts of money to symbolize tax brackets in Canada, both federally and in the provinces and territories.

Taxes

Canada’s income tax brackets for 2024, plus the maximum tax you’ll pay based on income

Want an idea of how much tax you paid—or will be paying—for 2024? Here are the federal and provincial...

Canada’s income tax brackets for 2024, plus the maximum tax you’ll pay based on income