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two sisters raising a glass of red wine as they play Monopoly and eat pizza in their kitchen.

Columns

Capital gains when selling property to family

If you sell a property to a relative for a bargain price, does that mean you pay less tax...

Capital gains when selling property to family
A man nearing the age of retirement is working as a barber, cutting the sideburns of another man in his barber chair.

Ask a Planner

Should you start OAS if you are still working?

Not retired yet? Wondering about applying for Old Age Security? Here are the things to consider first.

Should you start OAS if you are still working?
A couple hold the keys to their new home

Mortgage Terms

Why the mortgage stress test isn’t the villain it was made out to be

The mortgage qualifying tool has been subject to plenty of criticism. However, with rising interest rates, it may be...

Why the mortgage stress test isn’t the villain it was made out to be
An electric car is being charged

Auto Insurance

How much does it cost to insure an electric car?

Insuring an EV isn’t all that different from insuring a gas-powered vehicle. Still, you’ll want to do your research...

How much does it cost to insure an electric car?
couple-grocery-shopping

Credit Cards

PC Mastercard review

This no-fee card can be a good entrée into the PC Mastercard family for avid PC Optimum points collectors....

PC Mastercard review

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Understanding the 1994 capital gains tax election

There is a $100,000 capital gains exemption that applied until 1994. Find out if it can be used to...

Understanding the 1994 capital gains tax election
A woman is adding up receipts in her living room, as she prepares her information for her tax return

Taxes

Are fees for your TFSA tax deductible?

From HST to advisory fees, are the charges for a TFSA tax deductible? What is the savviest way to...

Are fees for your TFSA tax deductible?
A father and his son and daughter are in the bathroom, brushing their teeth, getting ready for bed.

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What happens to your TFSA when you die

This is how a TFSA gets distributed in the event of a death, plus, info on making sure it...

What happens to your TFSA when you die
single-woman-at-home

Spend

The real cost of being single

For unpartnered people, everything from housing to grocery shopping comes with a higher price tag. Here’s what you should...

The real cost of being single