How is a RRIF taxed in the hands of a beneficiary?
The consequences of taxes and beneficiary designations on registered accounts like RRIFs can be confusing—and sometimes this confusion results...
Should you always split your pension income?
Narayan wants to know the best ways to save income tax, given the disparity between his income and his...
Reality-testing your financial plan
John's advisor seems impressive, but he's left out an important consideration: What kind of lifestyle does his client want...
How much life insurance do I need?
Here’s how to figure out how much life insurance you need to ensure your family will be financially secure...
What rising bond rates tell us about the future
Longer-term bond yields have long predicted—fairly accurately, if not perfectly—the direction of economic growth.
Explainer: How do payday loans work?
Are payday lenders filling a need, or are they preying on Canadians who aren't able to borrow money from...
House hunters: 7 tips for buying in a seller’s market
Record-low mortgage rates, combined with a low supply of available homes, have created a cut-throat market for buyers across...
What to do with an extra $70,000 to fund retirement
My 79-year-old mother has received a monetary gift. What’s the best way for her to use it to supplement...
Making sense of the markets this week: February 15, 2021
You can now use bitcoin to buy a Tesla, Canopy stock surges (temporarily) on earnings, why younger investors are...