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Buying

Father and son jump for joy in their new home

Buying

Is this a good time to buy a home in Canada?

Economists expect interest rates to keep falling. So we asked four experts if now is the ideal time to...

Is this a good time to buy a home in Canada?
A father high-fives his daughter in the kitchen

Mortgages

Mortgage payments going up at renewal? Here’s what to do

Many Canadians will face a jump in mortgage payments at renewal. We spoke to experts about how to manage...

Mortgage payments going up at renewal? Here’s what to do
Bank of Canada Governor Tiff Macklem participates in a news conference on the bank's interest rate announcement

Mortgages

Variable mortgage rates regaining traction as Bank of Canada cuts rates

As the central bank signals more rate cuts may be coming, borrowers are starting to reconsider the once popular...

Variable mortgage rates regaining traction as Bank of Canada cuts rates
Bank of Canada sign at its office building in Ottawa

News

Bank of Canada lowers interest rate again and may change pace of next cuts

The central bank’s third consecutive rate cut brings key interest rate down to 4.25%.

Bank of Canada lowers interest rate again and may change pace of next cuts

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Mortgages

What is porting a mortgage in Canada—and when should you do it?

While there are many factors to consider, porting a mortgage makes the most sense when your existing mortgage rate...

What is porting a mortgage in Canada—and when should you do it?

Real Estate

Open bidding in Ontario: Game-changer or business as usual?

An Ontario law came into effect last year, designed to add transparency to the home-bidding process. Has it changed...

Open bidding in Ontario: Game-changer or business as usual?

Ask a Planner

A parents’ guide to home down payment gifts and loans

Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...

A parents’ guide to home down payment gifts and loans
A Canadian family moving, thanks the BoC rate cuts, which improved mortgage affordability in Vancouver, Toronto and Hamilton

Mortgages

How much income do I need to qualify for a mortgage in Canada?

How much income do I need to qualify for a mortgage in Canada?

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Two young sisters hugging in a cardboard box after moving into a new home

FHSA

Can you use the FHSA and HBP together?

Can you use the FHSA and HBP together?

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