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A parents’ guide to home down payment gifts and loans

Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...

Mortgages

How much income do I need to qualify for a mortgage in Canada?

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Ratehub

FHSA

Can you use the FHSA and HBP together?

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Fidelity Investments Canada ULC

Real Estate

Yes, a cottage is an investment property—here’s how to minimize capital gains tax

Should you “invest” in a cottage? And if you do, what happens when you sell it, give it away...

Mortgages

Mortgage renewal calculator

Is your mortgage coming up for renewal soon? Use this tool to figure out if switching lenders could save...

Columns

Making sense of the Bank of Canada interest rate decision on July 24, 2024

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Ratehub

Mortgages

Mortgage payment calculator

Use a mortgage payment calculator to understand what a mortgage will cost you in real terms.

MoneyFlex

6 things to consider before borrowing from the Bank of Mom and Dad for your first home

Borrowing from family can seem convenient, but there are things to think about first, like interest, taxes, family power...

Ask a Planner

Can you help your kids financially without compromising your retirement?

A Certified Financial Planner explains what to think about before helping your kids with a gift or loan.