Income Properties

Renting out your home can bring cash—and complications

Short-term rentals can help cover housing costs, but experts say many first-time hosts underestimate the legal, financial, and lifestyle...

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How does rent from a family member or common-law partner get taxed?

Is rent from a family member or common-law partner taxable? Learn when it counts as income, what expenses you...

Real Estate

How to choose the best appraisal firm

Learn how to choose a professional appraisal firm in Canada. Get tips on credentials, local expertise, services, and reliable,...

Mortgages

Looking for a mortgage in B.C.? Don’t limit your options to the big banks

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How much of a pension does a survivor receive?

A MoneySense reader asks about survivor benefits for spouses. Here’s how defined benefit and CPP survivor payments work in...

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How to manage your tax withholding in retirement

Canadians accustomed to annual tax refunds may be surprised to owe tax in retirement and have government benefits clawed...

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When do CPP and OAS pension payment increases happen around your birthday?

Luis asks when his Old Age Security payments will increase now that he is 75. We look at adjustment...

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Planning to use your home equity in retirement

Real estate equity is a big part of seniors’ net worth. Some Canadian retirees may want or need to...

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What to do if your pre-construction condo has dropped in value

Many pre-construction condos bought in recent years, especially in Toronto, are now worth much less. If you can’t close...