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Mortgages

Real Estate

What it’s like to be a first-time home buyer in Ontario—for real

Getting your foot on the property ladder in Ontario is not easy thanks to soaring real estate prices. But...

What it’s like to be a first-time home buyer in Ontario—for real
A woman stresses over an important financial decision

Mortgage Terms

Now’s not the time to switch to a fixed-rate mortgage

As interest rates climb, variable mortgage rate holders may start to panic. Here’s why you should avoid the temptation...

Now’s not the time to switch to a fixed-rate mortgage

Mortgages

Watch: What Is the First-Time Home Buyer Incentive?

Watch: What Is the First-Time Home Buyer Incentive?
couple struggling with online application

Debt

Will credit card debt affect my mortgage application?

Will credit card debt affect my mortgage application?

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A couple hold the keys to their new home

Mortgage Terms

Why the mortgage stress test isn’t the villain it was made out to be

The mortgage qualifying tool has been subject to plenty of criticism. However, with rising interest rates, it may be...

Why the mortgage stress test isn’t the villain it was made out to be

Mortgages

Watch: Does debt impact your mortgage application?

Watch: Does debt impact your mortgage application?

Mortgages

Watch: What is the mortgage stress test?

Watch: What is the mortgage stress test?

Mortgages

Watch: What is mortgage affordability?

Watch: What is mortgage affordability?

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Mortgages

Understanding mortgage affordability

Mortgage affordability provides an estimate of how much money you can afford to borrow for a home. Learn more...

Understanding mortgage affordability

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