Loans may be difficult for millennial contract workers
Contract work has grown our times faster than full-time work
Mortgages
Low mortgage rates may be masking high fees
Lenders are lowering fees to stay competitive ─ but it may cost you
How lenders calculate debt ratios on rental properties
Not all your rental income is used to lower your debt service ratios
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Higher mortgage insurance premiums could hurt first-time buyers
Could force delayed purchases
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