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Mortgages

Ask MoneySense

Who pays your mortgage broker?

Financial advisers do not work for free, and neither do mortgage brokers. Bruce Sellery explains how their compensation...

Who pays your mortgage broker?

Ask MoneySense

Fight for the best rate

Many Canadians are loyal to their banks but Bruce Sellery says when it comes to your mortgage it pays...

Fight for the best rate

Ask MoneySense

Paying off one debt to take on another

Bruce Sellery says there are times when it makes sense to add to your mortgage, especially if it helps...

Paying off one debt to take on another

Mortgages

Tipping point

Canada's housing market is at a "tipping point," Royal LePage said Tuesday. Tighter lending rules combined with overshooting prices...

Tipping point

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Mortgages

Changes in effect

Roughly half of Canadians are unaware of new mortgage rules that go into effect Monday.

Changes in effect

Mortgages

Mortgage clock

The average Canadian homeowner has 15 years left on their mortgage but that number could fall in the coming...

Mortgage clock

Columns

Outdated mortgage formulae mean trouble

GDSR calculations are out of date.

Outdated mortgage formulae mean trouble

Debt

When good debt goes bad

Amid rising economic uncertainty the notion of good debt could backfire.

When good debt goes bad

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Debt

Say goodbye to the 30-year mortgage

Ottawa is attempting to cool the hot housing market by eliminating the 30-year mortgage and toughening lending rules.

Say goodbye to the 30-year mortgage

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