Mortgage Terms

Why the mortgage stress test isn’t the villain it was made out to be

The mortgage qualifying tool has been subject to plenty of criticism. However, with rising interest rates, it may be...

Mortgages

Watch: Does debt impact your mortgage application?

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Capital gains on subdivided land, and HST on vacant land

For property that you can subdivide, you can sell some of the land and build a house on the...

Columns

Principal residence exemption on death and capital gains with joint tenancy

There are rules around capital gains on the sale of joint property in Canada. But how does death affect...

Real Estate

Does seasonality matter when selling a home?

These prospective sellers want to know the impact of selling their home in the winter and whether there’s an...

Spend

The real cost of being single

For unpartnered people, everything from housing to grocery shopping comes with a higher price tag. Here’s what you should...

Mortgages

Watch: What is the mortgage stress test?

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Calculating expected returns on the sale of real estate

Yan is selling his home and wants to know how to price it to ensure he turns a profit.

Mortgages

Watch: What is mortgage affordability?

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