Ask a Planner

Calculating expected returns on the sale of real estate

Yan is selling his home and wants to know how to price it to ensure he turns a profit.

Mortgages

Watch: What is mortgage affordability?

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Selling

Cutting down capital gains tax on real estate sales

Defer RRSP contributions to mitigate taxes

Mortgages

Understanding mortgage affordability

Mortgage affordability provides an estimate of how much money you can afford to borrow for a home. Learn more...

Mortgages

Forget the burbs—should home buyers “fly until they qualify” for a mortgage?

With Canadian home prices soaring outside of urban centres, you may be questioning the mantra “drive until you qualify.”...

Real Estate

How much you need to earn to afford a home in Vancouver and the GVA

We break down the household income requirements for different property types and regions across Vancouver.

Real Estate

How to make it as a first-time home buyer in Toronto

If you’re discouraged by the sky-high prices, hefty closing fees and bidding wars—don’t worry, there are still options for...

Taxes

Principal residence exemption: Would a senior get a tax credit for selling their house if they move out?

Sometimes, seniors must move out of their home. What are the tax implications of selling the home? Does principal...

Renting

Want to save money as a renter? Don’t cheap out on these 5 things

Trying to save on these essentials could cost you much more in the long run. Here's what to know.