What to do when your mortgage renewal is declined
Though interest rates may be falling, many homeowners are still experiencing “rate shock” upon renewal—and in some cases, getting...
Real Estate
Why a reverse mortgage should be a last resort for most Canadian retirees
Reverse mortgages do the job of freeing up income for house-rich, cash-poor Canadian seniors. But their terms are often...
Open bidding in Ontario: Game-changer or business as usual?
An Ontario law came into effect last year, designed to add transparency to the home-bidding process. Has it changed...
A parents’ guide to home down payment gifts and loans
Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...
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Yes, a cottage is an investment property—here’s how to minimize capital gains tax
Should you “invest” in a cottage? And if you do, what happens when you sell it, give it away...
The after-effect of market lows: a drop in fixed mortgage rates
Some investors might look at their portfolios, but Canadians getting a mortgage (or renewing one) should keep an eye...
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How changes to the Home Buyers’ Plan could affect your down payment
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