Borrowing from your HELOC to invest in equities
You can use a HELOC for leveraged investing. But what happens if you sell your home and want to...
Selling
High borrowing costs, record completions lead to condo oversupply
Condo prices in the Greater Toronto Area fell as the number of active listings grew. Experts predict a gradual...
Is this a good time to buy a home in Canada?
Economists expect interest rates to keep falling. So we asked four experts if now is the ideal time to...
Mortgage payments going up at renewal? Here’s what to do
Many Canadians will face a jump in mortgage payments at renewal. We spoke to experts about how to manage...
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What is porting a mortgage in Canada—and when should you do it?
While there are many factors to consider, porting a mortgage makes the most sense when your existing mortgage rate...
Tax implications of adding a child’s name to your rental property
To fully understand the potential tax outcomes, consider legal versus beneficial ownership, the capital gains inclusion rate, changes to...
Why a reverse mortgage should be a last resort for most Canadian retirees
Reverse mortgages do the job of freeing up income for house-rich, cash-poor Canadian seniors. But their terms are often...
Open bidding in Ontario: Game-changer or business as usual?
An Ontario law came into effect last year, designed to add transparency to the home-bidding process. Has it changed...
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Yes, a cottage is an investment property—here’s how to minimize capital gains tax
Should you “invest” in a cottage? And if you do, what happens when you sell it, give it away...