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Can you save on taxes by owning an investment account with your child?

Jointly owning an asset with a child comes with tax and estate implications. Here’s why it may not be...

Columns

Tax implications of making transfers between registered accounts

When transferring money from LIRA to a LIF and RRSP, would that result in being taxed twice?

Investing

Should retirees pay off their mortgages with investments?

A bank advisor tells a just-retired Canadian that using investments to pay off a mortgage is not a good...

Mortgages

Contribute to RRSP or pay off mortgage?

Does it make sense to put some extra cash into an RRSP or use it to help pay off...

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When your child moves into your rental property: Capital gains and how to claim principal residence exemption

When an adult child moves into their parents’ rental property, the family should be clear on a few things,...

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Could a line of credit impact my mortgage application?

Presented By

National Bank of Canada

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A strategy for non-registered and TFSA accounts in retirement

Between a TFSA and non-registered accounts, what is the most tax-effective way to withdraw to fund retirement?

Columns

Is an RRSP loan a good idea?

Depending on which tax bracket you’re in and whether you have other debt, you might be better off simply...

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“Why do I need a financial plan?”

Presented By

National Bank of Canada