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Ask a Real Estate Expert

Budgeting

Buy a house with cash or mortgage?

Debra isn't sure if she should use her savings to purchase a house or do renovations

Buy a house with cash or mortgage?

Budgeting

Refinance your home to pay for kids’ upcoming university tuition?

A depleted RESP has left this family with a tough choice

Refinance your home to pay for kids’ upcoming university tuition?

Ask MoneySense

New homeowner unsure of “it’s cute” comment

Is "cute" an insult? Remember this rule of etiquette

New homeowner unsure of “it’s cute” comment
paying off the mortgage

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Mortgage math when you have 2 properties

We're told to pay off high interest debts first, but is there an exception to that rule?

Mortgage math when you have 2 properties

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How long am I eligible for the new home rebate?

Building or buying a new-home? You may be eligible for federal and provincial GST rebates. Keep in mind: there...

How long am I eligible for the new home rebate?

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Can you shelter your home from bankruptcy?

Trying to hide or shelter assets can result in criminal charges

Can you shelter your home from bankruptcy?
A young woman stands outside a house

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Can I get mortgage insurance if I’m on long-term disability?

A reader asks if it’s too late to get mortgage insurance, now that she is long-term disability benefits.

Can I get mortgage insurance if I’m on long-term disability?
mortgage math

Budgeting

Mortgage renewal: What’s best a variable or fixed rate?

A reader wants to help his parents and be debt-free sooner. Can he succeed with both goals?

Mortgage renewal: What’s best a variable or fixed rate?

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u.s. capital gains tax

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Why can’t I deduct mortgage interest?

In Canada mortgage interest isn't tax deductible, unless you swap it with an investment loan

Why can’t I deduct mortgage interest?

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