How to invest with spousal loans for Canadians—and how to pay it back
There is plenty of advice on setting up a spousal loan for income splitting, but it’s important to know...
Ask a Retirement Expert
Is Carol better off withdrawing all the money from her RRIF now?
At age 73, she believes this strategy will allow her to claim additional Guaranteed Income Supplement and and rent...
Could retiring at 61 significantly reduce your CPP benefit?
Ellen has contributed to the Canada Pension Plan for most of her life. She’d like to retire early, but...
The right time to take Canada Pension Plan benefits
Steve is 61 and earns $71,000 annually. Should he opt to receive his CPP early?
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How will a pension buyback impact your income tax return?
Q. I plan to do a pension buyback for my service with the Government of Canada. Can I deduct...
How to make the right pension decision when longevity is so variable
Should Richard take 100% of his pension or just 60% in case he predeceases his wife? Here's what to...
What to do when Manulife offers cash to leave its IncomePlus product
Should Abel's wife accept Manulife's offer to cash out of IncomePlus, or stay with its guarantees?
Why the 17% drop-out rule is key to your CPP entitlement
How zero income years affect the payments you'll receive
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How Raj and Marie can net $80,000 annually—for life—from their nest egg
Raj plans to stop working at age 60 while his wife, Marie, 55, will work five more years