Using pension money to pay down debt
Vanquishing all debt before retirement is ideal but not always absolutely necessary
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Retirement income jitters
Penny has a defined benefit pension, but no equities. Will she have enough income in her golden years?
Paying into CPP when you work past your 60s
In Canada, paying into CPP if you work—at whatever age—is mandatory
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Ways to reduce taxable income in retirement
Larry has more money saved than he can possibly spend. He wants a RRIF strategy to cut taxes
How business owners should time CPP and OAS
Deferring has extra benefits when you own a business
Everything you can do with your RRSP at 71
If you still have time, you should consider withdrawals before 71
Maximize income splitting—years before you retire
Plan for your golden years in your 30s. Here are tips
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Maximize OAS with a corporation
Gillian is facing major clawbacks. Here are solutions for her predicament