“Should I delay my CPP if I’m not contributing to it?”
You can still benefit from deferring Canada Pension Plan payments with less than maximum contributions.
Canada Pension Plan
What is the CPP enhancement?
Contributions to the Canada Pension Plan have gone up in 2024. Here’s why, and how much more you’ll pay...
What’s the average monthly retirement income in Canada?
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OAS entitlement and deferral rules for immigrants to Canada
A person who moves to Canada in middle age won’t be entitled to the maximum Old Age Security pension....
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How to avoid tax on severance pay in Canada
Find out how you can reduce the tax payable on a severance payment, and what happens when receiving a...
Alberta Pension Plan: Why Alberta wants to leave the CPP—and what would replace it
The province says pulling out of the Canada Pension Plan to create its own pension fund would benefit Albertans....
CPP and disability: When should you retire and start your pension?
When collecting disability, retiring early is an option. But find out how that can impact disability income and retirement...
Making a plan: How to withdraw money from a retirement account
Canadians have quite a few options for retirement savings. But before you look at when to retire and start...
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What to know about withholding tax in retirement
Most retirees have taxes owing at the end of the year. Should you adjust the withholding tax on your...