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Credit Ratings

A letter issued by Equifax to individuals whose data was affected by a computer hack is seen in Toronto.

Newcomers to Canada

New to Canada? A new way to transfer your credit score

Equifax launches foreign credit score sourcing program for newcomers, building on a similar service offered by Nova Credit.

New to Canada? A new way to transfer your credit score
Three diverse young women chat and drink coffee

Debt

How to build credit history in Canada

Your credit score matters when you apply for a credit card, apartment lease or loan in Canada. Here’s how...

How to build credit history in Canada
Canadian woman looking at her credit score after realizing she left her credit card dormant.

Credit Cards

What happens if you don’t use your credit card?

What happens if you don’t use your credit card?
Woman playing a game of Monopoly, wondering how their credit score could affect hers.

Debt

Couples and credit scores: How your partner’s credit can affect yours

Couples and credit scores: How your partner’s credit can affect yours

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Canadian talking on a phone to a credit repair company

loans

The risks of credit repair companies in Canada

The risks of credit repair companies in Canada
A man and woman review their credit report after moving into their new rental

Making It

How to build a credit history while renting in Canada

Tenants are paying a lot in rent every month. Here’s how you can use your rent payments to build...

How to build a credit history while renting in Canada

Spend

6 things you didn’t know could be hurting your credit rating

You pay your bills on time, so that means your credit score is in good shape—right? Not necessarily. Here’s...

6 things you didn’t know could be hurting your credit rating
A woman smiles as she reviews her credit score online

Making It

How to improve your credit score

Having a good credit score will help you obtain a loan or rent an apartment. Here’s what you need...

How to improve your credit score

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Credit Cards

Watch: John Oliver takes down credit report errors

One in 20 contain something seriously wrong

Watch: John Oliver takes down credit report errors

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