Cash Allocation

Planning holiday spending and cash gifts? Here’s how to boost your budget

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Strategic Shopper

Money-saving gifts that keep on giving: MoneySense’s 2024 holiday guide

Looking for gifts with great value? Our editors share ideas that are thoughtful, useful and even cozy—plus they can...

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Tax implications of adding a child’s name to your rental property

To fully understand the potential tax outcomes, consider legal versus beneficial ownership, the capital gains inclusion rate, changes to...

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A parents’ guide to home down payment gifts and loans

Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...

Spend

Year of the Dragon 2024: Lucky money, gifts and other Lunar New Year customs

Giving “lucky money” is one of the traditions that celebrate Chinese New Year. Here’s how many Asian Canadian families...

Shopping

Canadians spending less on gifts (and donations) for the 2023 holiday season

Feeling financial pressure, many Canadians are tightening our Black Friday and holiday shopping budgets—and we’re looking harder to find...

Spend

Want to save money on gifts? Embrace holiday sales, and start early

It seems like Black Friday sales have been running since October. Find out why—plus which days of the week...

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Financial gifts: What you need to know before giving money or investments

Whether you're giving to a family member or a cause you believe in, these considerations will help ensure your...

Investing

The tax implications of gifting adult children money and more

A reader asks about investing in his RRSPs after 71, withdrawing from RRIF and a sizable gift of money...