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Mortgage

Photo of a holiday gift cut with scissors—symbolizing a December Bank of Canada rate cut.

Mortgages

Making sense of the Bank of Canada interest rate decision on December 11, 2024

Making sense of the Bank of Canada interest rate decision on December 11, 2024
A young woman surrounded by moving boxes in her new home

Mortgages

Looking for a mortgage in B.C.? Don’t limit your options to the big banks

Looking for a mortgage in B.C.? Don’t limit your options to the big banks
Calgary skyline

Real Estate

Alberta called—“What I wish I’d known before making the move”

“After rushing into the real estate market, I quickly learned I wasn’t ready for the real cost of home...

Alberta called—“What I wish I’d known before making the move”
Photo by emojiisland

Mortgages

Making sense of the Bank of Canada interest rate decision on October 23, 2024

Making sense of the Bank of Canada interest rate decision on October 23, 2024

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View of the upper floor of a house under beautiful skies

Real Estate

The Canadian mortgage stress test, explained

Most home buyers in Canada will encounter the stress test when applying for a mortgage. Here’s how it works...

The Canadian mortgage stress test, explained
couple examines mortgage renewal documents on living room floor

Mortgages

Renewing your mortgage? A guide for Canadians

We’ve put together all the tools and strategies you need to manage the shock of renewing your home loan...

Renewing your mortgage? A guide for Canadians

Real Estate

I want to switch mortgage lenders—do I have to pass the stress test again?

If you have an uninsured mortgage, it’s about to get easier to look for better interest rates elsewhere.

I want to switch mortgage lenders—do I have to pass the stress test again?
A couple receive the keys to their new home from a realtor

Real Estate

The tax implications of buying a second home in Canada

Vacation or rental property, or both? Here are the taxes you can expect on a secondary property in Canada,...

The tax implications of buying a second home in Canada

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The streetview of a white house with red trim and a white picket fence in the fall

Real Estate

How to use equity to buy a second home

We look at four common ways of financing the purchase of a second property using equity built up in...

How to use equity to buy a second home

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