What time of year should you retire?
When’s the best time to retire? The timing is not always up to you, but if you can choose,...
OAS
Delaying CPP and OAS to age 70: Is it worth the wait?
The longer you wait to use CPP and OAS, the more you could earn monthly. But with the recent...
Should I sell and rent or get a reverse mortgage?
What to consider before selling your home or getting a reverse mortgage. The math reveals the real costs for...
Should you apply for OAS even if you have a high income?
If you are a high-income senior whose Old Age Security would be fully clawed back, find out if you...
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How to avoid OAS clawbacks when you’ve had a temporary increase in income
A one-time bump in Sam’s income triggered an Old Age Security benefit clawback, and he wants to know if...
Can you change your mind about taking CPP early?
Rena started receiving Canada Pension Plan benefits at age 60 and wants to know if she can now defer...
Can you receive a government pension if you live outside of Canada?
Helen wants to know if her father can receive Old Age Security benefits, despite not living in Canada for...
New investment approaches for risk-averse Canadians
Old-school investors may find the capital preservation techniques they have relied on in the past won't work the same...
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Near retirement with no defined benefit pension? Here’s what you need to know
Newly revised to include the financial fallout of COVID-19, the book Retirement Income For Life by retired actuary Fred...