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OAS

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Ask a Planner

“Should I sell off some investments to avoid OAS clawbacks?”

Cam is already feeling heavily taxed in retirement and wonders if he should get rid of his dividend-paying investments...

“Should I sell off some investments to avoid OAS clawbacks?”

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Why it’s still worth it for high-income seniors to apply for OAS

Eileen is worried about the adverse impact on her taxes if she applies for OAS, and wonders if she...

Why it’s still worth it for high-income seniors to apply for OAS

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The limits of Old Age Security survivor benefits

Lillian lost her husband and wants to know what happens to his Old Age Security pension.

The limits of Old Age Security survivor benefits
beach footsteps walking towards retirement

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Here’s how I’m transitioning into retirement

With his first OAS payment on the way, Jon reflects on what retirement has looked like for him

Here’s how I’m transitioning into retirement

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How to reinstate OAS after it’s clawed back

There is a form to fill out, but it's entirely optional

How to reinstate OAS after it’s clawed back

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What to expect when receiving OAS at 65

You may not need to apply or fill out onerous paperwork

What to expect when receiving OAS at 65

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How business owners should time CPP and OAS

Deferring has extra benefits when you own a business

How business owners should time CPP and OAS
ontario budget 2017

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Key to ‘rich’ qualifying for GIS is large TFSA

Loophole allows the rich to qualify for the GIS and reveals Canada's broken system

Key to ‘rich’ qualifying for GIS is large TFSA

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Bonds

Do bonds still belong in an RRSP?

While you could get 5% on bonds a decade ago, the current yield on 10-year Government of Canada bonds...

Do bonds still belong in an RRSP?

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