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Pensions

A senior-age couple outside their house

Pensions

Should you apply for OAS even if you have a high income?

If you are a high-income senior whose Old Age Security would be fully clawed back, find out if you...

Should you apply for OAS even if you have a high income?

Ask a Planner

Why it’s still worth it for high-income seniors to apply for OAS

Eileen is worried about the adverse impact on her taxes if she applies for OAS, and wonders if she...

Why it’s still worth it for high-income seniors to apply for OAS

Ask a Planner

Can you transfer your full pension into an RRSP?

Margaret wants to know how to avoid losing some of her pension if she transfers it into an RRSP...

Can you transfer your full pension into an RRSP?

Annuities

RRIF or annuity? How about both.

Converting 30% of your holdings to annuities is the best option for those without DB pensions

RRIF or annuity? How about both.

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ladder leading up to represent laddering annuities

Annuities

Beef up retirement cash flow

Laddering annuities means you have peace of mind without missing out on rising interest rates

Beef up retirement cash flow

Benefits

What Sears retirees can do about the reduced DB pension

Sears Canada's underfunded pension means retirees get a 19% benefit cut

What Sears retirees can do about the reduced DB pension

News

What the Sears DB pension uncertainty teaches us

Employees' retirement funds are 'up in the air'

What the Sears DB pension uncertainty teaches us
retirement income - randy and sandra luke

Columns

Can we retire with $6,500 a month?

Randy and Sandra Luke wonder if they can deliver the income they feel they'll need in retirement

Can we retire with $6,500 a month?

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pension buyback

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Should you do a pension buyback?

It's almost always a good idea

Should you do a pension buyback?

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