Why the mortgage stress test isn’t the villain it was made out to be
The mortgage qualifying tool has been subject to plenty of criticism. However, with rising interest rates, it may be...
Real Estate
Capital gains on subdivided land, and HST on vacant land
For property that you can subdivide, you can sell some of the land and build a house on the...
Does seasonality matter when selling a home?
These prospective sellers want to know the impact of selling their home in the winter and whether there’s an...
Forget the burbs—should home buyers “fly until they qualify” for a mortgage?
With Canadian home prices soaring outside of urban centres, you may be questioning the mantra “drive until you qualify.”...
Advertisement
How much you need to earn to afford a home in Vancouver and the GVA
We break down the household income requirements for different property types and regions across Vancouver.
How to make it as a first-time home buyer in Toronto
If you’re discouraged by the sky-high prices, hefty closing fees and bidding wars—don’t worry, there are still options for...
Principal residence exemption: Would a senior get a tax credit for selling their house if they move out?
Sometimes, seniors must move out of their home. What are the tax implications of selling the home? Does principal...
Making sense of the markets this week: December 19
The Fed ushers in a new rate hike regime, and we might see green inflation on the way. Also,...
Advertisement
Should you break your mortgage?
Breaking your mortgage to get a better interest rate could save you thousands of dollars. Here’s what you should...