Investing

Canadian Financial Summit 2024: MoneySense sessions and free tickets

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Canadian Financial Summit

Real Estate

I want to switch mortgage lenders—do I have to pass the stress test again?

If you have an uninsured mortgage, it’s about to get easier to look for better interest rates elsewhere.

Real Estate

Second mortgages in Canada: What are the rules?

Interested in buying a second property? Familiarize yourself with the mortgage rules first to make sure it’s the right...

Real Estate

Buying a second home: How it works in Canada

Here’s what home owners and investors should know about the rules, financing options and tax implications of buying a...

Real Estate

Down payment for a second home in Canada: How much do you need?

Second homes and rental properties have their own down payment requirements. Here’s what to expect when buying a second...

Mortgages

New mortgage changes for 2024: Wider access to 30-year mortgages and more

Liberals announce expansion to mortgage eligibility, draft rights for renters, buyers.

Buying

High borrowing costs, record completions lead to condo oversupply

Condo prices in the Greater Toronto Area fell as the number of active listings grew. Experts predict a gradual...

Mortgages

What is porting a mortgage in Canada—and when should you do it?

While there are many factors to consider, porting a mortgage makes the most sense when your existing mortgage rate...

Ask a Planner

Tax implications of adding a child’s name to your rental property

To fully understand the potential tax outcomes, consider legal versus beneficial ownership, the capital gains inclusion rate, changes to...