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Real Estate

Two young sisters hugging in a cardboard box after moving into a new home

FHSA

Can you use the FHSA and HBP together?

Can you use the FHSA and HBP together?
Two empty Muskoka chairs on a deck, to inspire the contrast of the perks of a cottage in Canada and the financial implications.

Real Estate

Yes, a cottage is an investment property—here’s how to minimize capital gains tax

Should you “invest” in a cottage? And if you do, what happens when you sell it, give it away...

Yes, a cottage is an investment property—here’s how to minimize capital gains tax
Canadian couple in the kitchen of their cottage as they contemplate selling and if they an avoid taxes.

Columns

Can I sell my cottage tax-free?

Is there a tax exemption for capital gains? No, but find out how to allocate your principal residence exemption...

Can I sell my cottage tax-free?
empty condo for sale

Real Estate

What happens if you delist your condo?

You couldn’t get the offer you wanted, so you’ve pulled it off the market. Now what?

What happens if you delist your condo?

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Ask a Planner

Capital gains tax when renting out your former principal residence

There may be tax implications to renting out your home after moving out of it. There are also some...

Capital gains tax when renting out your former principal residence
A woman uses her laptop while sitting at a desk

Mortgages

Mortgage renewal calculator

Is your mortgage coming up for renewal soon? Use this tool to figure out if switching lenders could save...

Mortgage renewal calculator

Mortgages

Mortgage payment calculator

Use a mortgage payment calculator to understand what a mortgage will cost you in real terms.

Mortgage payment calculator
Two brothers fishing at their Canadian cottage.

Columns

Selling a cottage to a family member: What that means for capital gains

If the property was bought before 1994, there may already have a $100,000 capital gains deduction.

Selling a cottage to a family member: What that means for capital gains

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A mother looks at her mortgage options online

Mortgages

Should you get a 30-year mortgage? 

Longer mortgages can stretch the amount you qualify for and provide some wiggle room in your budget. Here’s how...

Should you get a 30-year mortgage? 

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