How to make sure you have enough money to fund your RRIF withdrawals
Once you start RRIFing, how do you make sure you have enough cash, and should you dial down risk?
Retired Money
When and how should I start drawing on my retirement savings?
There’s more than one way to optimize your income after retiring. Some strategies can boost wealth, and others may...
What retirees need to know about tax brackets for 2025
Those at or near retirement need to account for slightly higher tax brackets, as well as higher Basic Personal...
What is Sun Life’s new decumulation product?
While not guaranteed like an annuity, MyRetirementIncome is a flexible and simple financial product for those needing to convert...
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Why a reverse mortgage should be a last resort for most Canadian retirees
Reverse mortgages do the job of freeing up income for house-rich, cash-poor Canadian seniors. But their terms are often...
RRSP to RRIF, and LIRA to LIF: How it all gets done
What’s it like to convert a LIRA to an annuity? Follow along as this financial journalist does it for...
How to cope with the RRSP-to-RRIF deadline in your early 70s
You don’t want to miss the conversion deadline at the end of the year you turn 71—you’ll be on...
Retirement Income for Life: Why Canadian retirees love Frederick Vettese’s books and his PERC
What’s new in the latest edition of Retirement Income for Life? A long-time fan digs into the book and...
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Are GICs a no-brainer for retirees?
GICs were embraced by many Canadian investors last year, whether conservative or not. With rates expected to fall again...