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Should you max out your RRSP before converting it to a RRIF?

Here’s what to consider before converting an RRSP to a RRIF.

Retired Money

How to double your CPP income

New analysis from the National Institute on Ageing makes a strong case for delaying Canada Pension Plan payments to...

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“Should I delay my CPP if I’m not contributing to it?”

You can still benefit from deferring Canada Pension Plan payments with less than maximum contributions.

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Financial hardship withdrawal exceptions and increasing income in retirement

Money in a LIRA or LIF is intended to last a lifetime, making it difficult to access more than...

Retired Money

How to cope with the RRSP-to-RRIF deadline in your early 70s

You don’t want to miss the conversion deadline at the end of the year you turn 71—you’ll be on...

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“Where do we pay income tax if we retire abroad?”

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National Bank of Canada

Retirement

How to start saving for retirement at 45

Is 45 too late to start saving for retirement? Of course not. With thoughtful saving and good advice, this...

Retirement

RRIF and LIF withdrawal rates: Everything you need to know

Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...

Retired Money

Retirement Income for Life: Why Canadian retirees love Frederick Vettese’s books and his PERC

What’s new in the latest edition of Retirement Income for Life? A long-time fan digs into the book and...