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Retirement

Ask a Planner

We’re not wealthy. What can a financial planner do for us?

A reader just wants an assessment of her and her husband’s finances. Turns out that’s the cornerstone of financial...

We’re not wealthy. What can a financial planner do for us?

Retired Money

AI for conservative investors

Artificial intelligence is transforming markets, but retirees should approach the AI investing theme with caution and a well-diversified portfolio.

AI for conservative investors
Houses are seen in a neighbourhood on the side of a mountain, in Maple Ridge, B.C., on Thursday, Aug. 17, 2023.

Mortgages

House rich, cash poor: When a reverse mortgage might make sense

Reverse mortgages let older Canadians unlock home equity without selling. Learn how they work, the costs, risks, and when...

House rich, cash poor: When a reverse mortgage might make sense

Retired Money

Online “finfluencers” grow up

Canada's top finfluencers share how they built trust, grew audiences and navigate increasing regulatory scrutiny in a rapidly maturing...

Online “finfluencers” grow up

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Man sitting on couch with calculator and notebook

Ask a Planner

Should you incorporate to avoid CPP contributions?

Incorporating can eliminate the need to pay CPP contributions if you are self-employed but there are trade-offs that should...

Should you incorporate to avoid CPP contributions?

Retired Money

Is AI the ultimate retirement hack?

Artificial intelligence is best at overcoming the friction that stops you from taking up new pursuits, users insist.

Is AI the ultimate retirement hack?

Ask a Planner

Segregated funds are no tax panacea

Could moving your RRIF into segregated funds lower estate taxes? Maybe—but higher fees and other trade-offs could leave your...

Segregated funds are no tax panacea
An older couple does stretches in a park

Retirement

When will I receive my Old Age Security benefits? OAS payment dates for 2026

Here’s how Canada’s Old Age Security pension works, who’s eligible for OAS, when you can start receiving benefits, and...

When will I receive my Old Age Security benefits? OAS payment dates for 2026

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Retired Money

How are FIRE adherents making out?

We check in on some champions of early retirement nearing their own finish line of financial independence.

How are FIRE adherents making out?

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